Built for Canadian Tax & Estate Professionals
Stop Losing Billable Hours to Spreadsheets.
67 purpose-built Canadian calculators — from estate freezes and T3 trust filings to ODSP planning and M&A deal structuring. Accurate, bilingual, and updated for 2026.
Estate LawyersTax AccountantsFinancial AdvisorsInsolvency Trustees
Sound familiar?
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Spreadsheet errors cost you credibility
A single formula mistake in a complex estate calculation can expose you to liability and damage client trust.
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CRA rules changed — again
Keeping up with the 2026 AMT overhaul, two-tier capital gains inclusion, and new trust reporting rules is a full-time job.
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Client reports take hours, not minutes
Manually assembling probate estimates, pipeline analysis, and scenario comparisons drains time you could bill.
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67 Specialized Calculators
Every tool your practice needs: trust & estate, corporate tax, insolvency, cross-border, charitable giving, disability planning, family law, and M&A.
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OCR Document Scanner
Upload a T4, T3, or Notice of Assessment. Values auto-populate the right calculator fields — no manual data entry.
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Bilingual & 2026-Ready
Full English and French UI. Updated for the 2026 AMT overhaul, two-tier capital gains, and new bare trust filing rules.
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Client-Linked Scenarios
Save calculations to client profiles, generate PDF/CSV reports, and share polished deliverables — not raw spreadsheets.
Built for every specialist on your team
Estate & Tax Lawyers
- Net Family Property & Pension Division
- Pipeline vs. 164(6) Post-Mortem Planning
- Provincial Probate for all 13 jurisdictions
- Bare Trust Schedule 15 & reporting exemptions
- Cross-Border US Situs & QDOT Trusts
Tax Accountants & CPAs
- T3 Trust Tax — flat 33% / GRE graduated rates
- 2026 AMT — 20% rate, adjusted taxable income
- Section 85 Rollover — T2057 summary & ACB
- Capital Gains Inclusion Rate — 1/2 vs 2/3 analysis
- Loss Carryback & Terminal Return Optimizer
Financial Advisors & Planners
- CPP/OAS Timing & Pension Income Splitting
- TFSA vs RRSP Optimization
- Estate Liquidity — insurance & asset solutions
- RRSP/RRIF Meltdown & Drawdown Optimizer
- Henson Trust — ODSP/disability benefit modeling
From client file to deliverable in minutes
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Open the calculator
Choose from 67 specialized tools organized by practice area.
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Input or scan
Enter figures manually or upload a tax document — OCR fills the fields for you.
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Deliver the result
Export a print-ready PDF or CSV, or share a visual client story with animated charts.
67 Calculators Across Every Practice Area
Covering every stage of the trust & estate lifecycle — from planning and administration to insolvency, M&A, and family law.
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Trust & Estate Planning
- Provincial Estate — probate fees for all 13 provinces & territories
- Estate Liquidity — cash needs vs. liquid assets; insurance & sale solutions
- Spousal Trust — rollover rules, attribution, and 21‑year deemed disposition
- Alter Ego Trust — 65+ rollover, probate avoidance, and beneficiary modeling
- Henson Trust — disability trust preserving ODSP / disability benefit eligibility
- Charitable Remainder Trust — split-receipting and residual interest valuation
- 21‑Year Rule — deemed disposition tax and growth projection
- GRE Timeline — 36‑month window, third‑party contributions, graduated rate savings
- CRA Trust Tax (T3) — flat 33 % / GRE graduated rate with provincial breakdown
- Trust Residency — central management & control analysis under ITA s. 2
- Trustee Compensation — quantum meruit and percentage-of-assets benchmarks
- Bare Trust — Schedule 15 beneficial ownership; de minimis filing exemptions
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Corporate & Tax Integration
- TOSI — split-income analysis: reasonableness test, excluded shares, age exceptions
- Alternative Minimum Tax — 2026 rules, 20 % rate, adjusted taxable income
- Pipeline vs. 164(6) — post‑mortem planning for owner‑manager private shares
- SIFT Trust — specified investment flow‑through tax under Part XII.2
- Capital Gains — LCGE, principal residence exemption, federal & provincial
- Capital Gains Inclusion Rate — 1/2 vs. 2/3 rate impact and transition analysis
- ACB Tracker — adjusted cost base with return‑of‑capital adjustments
- Income vs. Capital — trust distribution characterization for beneficiaries
- FMV & Foreign Tax Credit — fair market value benchmarks and treaty credit relief
- Loss Carryback & Tracker — optimize terminal and trust returns under ITA s. 164(6)
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Real Estate
- Land Transfer Tax — provincial LTT / deed transfer tax, City of Toronto MLTT, and first-time home buyer rebates
- Rental Property Tracker — ITA s.13(1)/s.20(16) — ACB, UCC, recapture, terminal loss, and capital gain on disposal
- Property Flip Classifier — ITA s.12(12) — assess flip risk for short holds; compare income vs. capital gain tax cost
- Principal Residence Exemption — ITA s.40(2)(b) — PRE ratio, taxable capital gain, and s.12(12) flip flag
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Acquisitions & M&A
- Share vs. Asset Purchase — side‑by‑side vendor after‑tax proceeds under each deal structure
- Section 85 Rollover — elected amount bounds, PUC adjustment, ACB of shares, T2057 summary
- Estate Freeze — ITA s. 86 share exchange, freeze vs. partial freeze NPV, LCGE crystallization
- Purchase Price Allocation — CCA class recapture, terminal loss, and goodwill gain modeling
- Capital Dividend Account — CDA balance tracking and optimal s. 83(2) election modeling
- Vendor Tax Cost Model — LCGE claim, s. 40 reserve schedule, and AMT exposure check
- Bump Transaction Planner — s. 88(1)(d) cost bump pool allocation on subsidiary wind-up
- Loss Utilization on AOC — s. 111(5) NCL and capital loss restrictions after acquisition of control
- Earn-Out Structuring — income vs. capital characterization and look-back election eligibility
- Holdco Acquisition Analysis — Part IV tax, RDTOH refund, and acquisition debt interest netting
- Non-Arm’s Length Share Transfer — s. 84.1 deemed dividend, PUC reduction, and GAAR risk flag
- Distressed Asset Acquisition — PPSA creditor waterfall, BIA s. 65.13 vesting order, CCA projection
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International & Cross-Border
- Departure Tax — ITA s.128.1(4) — deemed disposition on emigration; excluded vs. taxable properties
- Foreign Affiliate FAPI — ITA s.91/s.95 — FAPI inclusion, FATR deduction, and net Canadian tax
- Thin Capitalization — ITA s.18(4) — 1.5:1 debt-to-equity limit; disallowed interest; Part XIII deemed dividend
- Treaty Benefits — statutory vs. treaty withholding rates on dividends, interest, and royalties
- Cross-Border Estate — US situs assets, §2056A QDOT trusts, Canada–US treaty prorated unified credit
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Retirement & Succession
- CPP/OAS Timing — optimize start age by life expectancy; after-tax lifetime benefit comparison
- RRSP/RRIF Optimizer — project RRSP balance, first-year RRIF withdrawal, tax savings, and OAS clawback risk
- TFSA vs. RRSP — after-tax future value comparison; break-even retirement marginal tax rate
- Pension Income Splitting — ITA s.60.03 — iterate 0–50 % split to minimize combined spousal tax; T1032 transfer
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Insolvency & Restructuring
- Surplus Income — OSB Directive 11R2 monthly calculations with standard of living thresholds
- Consumer Proposal — minimum viable proposals vs. bankruptcy dividend comparison
- Creditor Priority — BIA scenario modeling by creditor class and asset realization
- Corporate Liquidation — asset realization vs. secured and preferred claims waterfall
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Charitable Giving
- Gift of Appreciated Securities — ITA s.38(a.1) — 0 % inclusion: donate listed securities directly vs. sell-then-donate
- DAF vs. Private Foundation — admin costs, disbursement quota, and projected value comparison
- CRT Optimization — ITA s.118.1(5.2) — donation receipt, income stream, and net benefit analysis
- Ecological Gift — ITA s.38(a.2) — 0 % inclusion on gifts of ecologically sensitive land; ECCC certification
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Disability & Special Needs
- RDSP Projection — project CDSG/CDSB grants and RDSP balance to age 60; holdback rule
- Henson Trust Structuring — optimize Henson trust funding for ODSP/AISH exemption and sustainability
- ODSP/AISH Asset Compliance — check countable assets vs. ODSP/AISH/BC PWD limits; remediation strategies
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Family Law & Divorce
- Net Family Property — Ontario FLA s.5 — NFP equalization calculation and equalization payment
- Pension Division — DB/DC/RRSP/RRIF pension division on marriage breakdown; ITA s.146(16) rollover
- Spousal Support After-Tax — ITA s.60(b)/s.56(1)(b) — after-tax cost/receipt of periodic spousal support
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Client Workflow & Compliance
- Document Scanner — OCR extracts T4, T3, NOA, and T1 values directly into calculator fields
- Financial Snapshot — scanned values persist on the client profile and pre‑fill future calculations
- Visual Client Stories — animated KPI cards, donut charts, area charts, and trust flow diagrams
- Client Management — profiles linked to saved scenarios, sticky notes, and compliance uploads
- Digital Asset Vault — AES‑256 encrypted storage for credentials and sensitive documents
- Team Portal — role‑based access and shared workspaces for multi‑advisor practices
- PDF & CSV Exports — print‑ready reports for every calculator and client scenario
Built for the way Canadian tax professionals actually work.
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AWS ca-central-1 · PIPEDA
Data hosted in Montreal (AWS ca-central-1) with Calgary backups. PIPEDA-compliant. Meets Law Society data-residency guidelines.
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Always Current
Updated in real‑time for every Federal Budget, CRA bulletin, and OSB directive change — including the 2026 AMT overhaul.
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Bilingual by Design
Not an afterthought — every page, every calculator, and every report is available in both official languages.
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No Lock-In
Full data export (CSV + PDF) at any time. You own your data — always.
Your next client file deserves better than a spreadsheet.
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